The DSI Process
From Application to Funded in 3 Steps
No lengthy paperwork. No bank bureaucracy. Just a straightforward path to the capital your business needs — fast.
Apply in Minutes
Complete our streamlined online application with basic business information. No in-person meetings, no stacks of paperwork. The whole process takes less time than a coffee break.
- Fill out our secure online application form
- Provide basic business details and recent bank statements
- No hard credit pull at this stage — zero impact on your score
- Most applications completed in under 5 minutes
Get Your Offer
Our underwriting team reviews your application and delivers a real funding offer — often within hours, not weeks. You'll see the exact amount, terms, and cost before you commit to anything.
- Dedicated underwriter reviews your application
- Receive a clear, transparent funding offer with full terms
- No obligation — review your offer at your own pace
- Ask questions and get answers from a real funding specialist
Funds in Your Account
Accept your offer and funds are deposited directly into your business bank account. As fast as the same business day. No waiting, no delays — capital when you need it.
- Sign your agreement electronically — quick and secure
- Funds wired directly to your business bank account
- Same-day or next-business-day funding available
- Your funding specialist stays available post-funding
Eligibility
What You Need to Apply
We've kept requirements minimal so more businesses can qualify. Here's what you'll need to get started.
Time in Business
At least 6 months in business. We work with newer businesses that banks often turn away.
Monthly Revenue
Minimum $15,000 in average monthly revenue. We look at your actual cash flow, not just your credit score.
Business Bank Account
An active business checking account where we can review 4 months of most recent bank statements.
Basic Business Info
Business name, EIN, and owner information. That's it — no tax returns or financial statements required for most products.
Requirements vary by funding product. Some products may require additional documentation. Your funding specialist will walk you through exactly what's needed.
Got Questions?
Frequently Asked Questions
Straight answers to the questions we hear most.
Ready to Start?
Apply in minutes. Get a decision in 24 hours. No commitment, no credit impact.